FAMILY LEGACY PROTECTION
You protect generational wealth, who protects the heirs?
A minor's unmonitored Social Security Number leaves an heir exposed to years of silent fraud. Parencor closes that gap, securing their SSN through a concierge service designed for your clients.
SSN'S WERE DESIGNED IN A DIFFERENT ERA
Today, a child's Social Security number is uniquely unprotected, and no longer private.
From birth, that number is shared across healthcare providers, schools, insurers, financial institutions, and digital platforms.
By the time a child reaches adulthood, it may have been stored in dozens of systems, while remaining completely unprotected.
A CRITICAL BLIND SPOT
Why the youngest are the most exposed.
Exposure expands over time
A child's identity is woven into an expanding digital ecosystem. Each milestone adds another layer of personal information stored somewhere outside the family's control.
The one unguarded asset
Investments have custodians. Property has title.
Trusts have a fiduciary.
A child's Social Security number has no protections. It is issued once, then left in the open.
A long runway
A child should not have a financial history to monitor, so when fraud occurs, there are no alarms. Misuse can go unnoticed for years, growing quietly in the dark.
None of the usual protections apply
Most financial security tools are designed for adults. A child's Social Security number has no built-in protection against fraudulent use.
Discovery Comes to Late
Most families don't discover a fradulent credit file until a child's Social Security number is needed to unlock life's first major opportunities, when a clean credit file matters most.
A quiet, growing risk
Artificial intelligence has made a child's unprotected Social Security number easier to exploit. The exposure compounds for the entire span of a childhood, with no visible indication of misuse.
THE PARENCOR PROTOCOL
​A Three-Step Path.
For every minor heir under your management, Parencor handles the process end to end. The freeze remains in place until the heir is ready to establish credit as an adult.
STEP ONE
Verify Financial Identity
We check to see if an unexpected credit file already exists, providing an important first assessment of a child's financial identity.
STEP TWO
Setting Things Right
When an existing credit file is detected, Parencor manages the remediation process from beginning to resolution.
STEP THREE
Establish Protection
We execute a simultaneous Social Security Number freeze across Equifax, Experian and TransUnion.
Trust lives in the details
They believe you see everything
You can be the one who does
STEWARDSHIP EXTENDS BEYOND TODAY'S BALANCE SHEET
Your clients rely on you to preserve wealth across generations.
That responsibility extends beyond investment performance and estate structures. It includes protecting the financial foundation every future beneficiary will depend upon.
Because safeguarding wealth begins long before it is transferred.
- Set Once -
​- Protected For Years -
- Nothing For You Or The Family To Manage -
WHO WE SERVE
Built for the offices that oversee consequential households.
Family Offices
Every family office protects what has already been built. Parencor helps secure the financial identity that allows the next generation to build what comes next.
Private Banks & Wealth Advisors
A differentiated, white-glove service to offer principal families, delivered under your relationship, by our hand.
Trust & Estate Counsel
A structural safeguard that complements estate planning, closing a gap no instrument currently addresses.
Accounting Firms
A protective layer that builds on the trust you already hold, extending it to safeguard your clients' children's financial identity.
